Why Choose Us
Who We Help
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First home buyers in Perth
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Clients looking to refinance their home loan
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Property investors building or restructuring portfolios
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Self-employed clients needing flexible lending options
You're in safe hands.
At Spice Finance, putting our clients first isn’t a slogan — it’s how we work.
Here’s what you can expect from us:
– You’ll speak to a real person, not a call centre
– We’ll return your calls and keep you in the loop
– We’ll go the extra mile (every time, not just the first time)
– We’ll listen to what matters to you
– We’ll offer loan options that actually suit your life
– We’ll source competitive rates from lenders across the market
Our goal? To make the process simple, supportive, and clear — and to leave you feeling confident you’ve made the right call. Every step of the way.
What sets us apart
When you get in touch with us, you won’t be passed around or put on hold.
You’ll speak to someone who knows your name, understands your goals, and actually listens.
We’re a small, dedicated team — and we’ll guide you through every step of your loan or refinance. No jargon. No pressure. Just honest advice and real support that continues long after your loan settles.
You’re in safe hands — and we’ll help you find a loan that fits your life, not just the paperwork.
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Fantastic Experience with Debra & Michele at Spice Finance.
Debra and Michele make an incredible team! They guided me through the entire process smoothly, keeping me informed every step of the way. Despite feeling a bit overwhelmed at times, Debra helped reassure me, making the experience much
easier to handle. Everything moved quickly, and there were no hiccups along the way.
I highly recommend their services!
Tarnya
Amazing service from Debra! From start to finish, as a first time home owner, Debra was amazing at explaining every step of the process - would HIGHLY recommend. Nothing was too much bother, and due to numerous difficulties because of my
residency status, Debra excelled where no-one else did. Can't wait to work with Debra again in the future for any other financial things that pop up. AMAZING!
Paul T.